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A credit score is a number based on a statistical analysis of a person's credit information, which represents the creditworthiness of that person. It is the most important tool used by financial institutions during a credit analysis that aims to assist the decision-making process of granting credit and conducting business, in order to verify the likelihood that people will pay their bills.

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Main article: Credit score in the United States. See also: Criticism of credit scoring systems in the United States. Archived from the original on Retrieved Archived from the original on 5 March Retrieved 6 March Assumable loans for sale from the original on 1 January Retrieved 31 March Archived from the original on 29 May Retrieved 29 May Financial Consumer Agency of Canada. Retrieved 24 Flr Irish Mirror. September 6, Archived from the original on November 25, Retrieved December 12, June 14, Archived from the original on 11 December Retrieved 11 December Enforcement Authority.

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