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Source factors taken into account while applying for a credit card are: Your income Your debt levels. Your income is also taken into account and so is your current debt levels while assessing your application. For instance, if you have a lower credit score but a higher income, your application may be accepted. This is because your repayment strength is higher, and the lender may view you favorably.

You may be rejected even if you credit check reports a high credit score if your credit report shows a history of delinquencies. You may be accepted for a credit card even if your credit http://fortheinfo2.com/idaho/no-credit-check-loans-dallas-tx.php is low credit check reports your current income is high.

Please understand that Experian credit check reports change over time. Posts reflect Experian policy at the time of writing.

While maintained for your information, archived posts credti not reflect current Credit check reports policy. Opinions expressed here are author's alone, not those of more info bank, credit card issuer or other company, and have not been reviewed, approved or otherwise endorsed by any of these entities.