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We reviewed 12 mobile home lenders to select the best five. We analyzed company history and reputation, whether they financed both newly constructed and used mobile homes, and their minimum and maximum loan value limits. Borrower credentials mattered, too. We compared firms to see who allowed borrowers to just click for source lower credit scores, higher debt-to-income ratios, and whether they had low-down-payment programs.

Finally, we analyzed lender requirements private loans miami whether you leased private loans miami owned the land upon which your mobile home would sit. Financing just the mobile home, with good http://fortheinfo2.com/maryland/ach-loans-for-bad-credit.php and stable income, can be underwritten in as little as two weeks.

To buy the home and the land, and using a low-down-payment government program, can extend the underwriting period to as long as 60 days. Manufactured Nationwide.

The offers that appear in this table are from partnerships from which Investopedia receives compensation. This compensation private loans miami impact how and where listings appear. Investopedia does not include all offers available in the marketplace. Part Of. Related Terms. Debt-to-Limit Ratio: Meaning, Impact, Example Your miaim ratio compares your outstanding debt to your available credit and is an important factor in your credit score.