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Overview Upgrade has a suite of features that make it a very attractive lender: competitive interest rates, discounts for direct pay and autopay, as soon as same-day funding, up to seven-year repayment terms, and nationwide availability. Repayment terms 2 to 7 years. Discounts Autopay and direct pay. Eligibility Available in all states. Time to get funds 1 business day. Loan uses Credit card refinancing, debt consolidation, home improvement, major purchase, other.
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