Bad credit car loans nyc
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The three credit bureaus receive information about your credit usage in monthly reports from your lenders. The timing of those reports varies somewhat by bureau and by lender, which means the contents of your credit files at the bureaus are seldom identical.
For that reason, even if the same credit scoring model is used at two or more bureaus at the same time, there's a good chance there'll be some discrepancy in the scores. Twenty-point differences are not unusual, and wider gaps are possible. Recognizing this, some lenders request bad credit car loans nyc from two or even all three bureaus when they are bad credit car loans nyc credit applications.