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Most US citizens or eligible non-citizens on eligible undergraduate courses. Editor's Note: APRs listed in this article are up-to-date as of the time of publication. They may fluctuate up or down as the Payday loans kona hawaii rate changes. Select will update as changes are lone loans public. Haqaii loans are the fastest-growing debt category in the last decade. That's due in part to the rise of fintech and peer-to-peer lending companies, which make loqns these loans cheaper and easier than ever before.